Catalog

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Budgeting and Saving

Total Items: 7

Total Time: 21 hour(s)

Audience: This series is for anyone who wants to better manage his or her personal finances.

Description: This series is designed to teach money management and investing skills to help the average consumer get the greatest return for his or her money. The series is for users who wish to learn how to control debt, choose credit and banking accounts wisely, and create a solid plan for retirement.

Features

Simulations teach learners to perform specific tasks in applications through guided, multi-step exercises.
Activities allow learners to apply course concepts in an interactive questioning environment.
Exercises allow learners to practice in the actual application being studied.
A Course Topics list contains active hyperlinks, permitting quick access to specific topics.
Find-A-Word allows learners to look up an unfamiliar term in the Glossary, on the Web, or in a dictionary. In addition, it lets them find other occurrences of the term in the same course.
Search text enables learners to rapidly search all text within a course to easily retrieve information required.
Courses challenge the learner with a variety of question formats, including multi-step simulations, true/false, multiple choice, and fill-in-the-blank.
A skill assessment generates a customized learning path based on the results of a pre-test.
A glossary provides a reference for definitions of unfamiliar terms.
Bookmarking tracks the learner's progress in a course.

Includes:

Time: 3 hour(s)

Budgeting and Saving: Confronting Debt

Course Code: budg01

Description: This course provides a guide to assessing personal debt, formulating a budget, and maintaining a good credit rating.

Objectives:

Assess his/her financial situation by listing debts and liabilities
Create a budget
Explain how credit bureaus establish credit ratings
Maintain a good credit rating

Topics:

Assessing Your Debt
Creating a Budget
Understanding Your Credit Rating
Maintaining Good Credit

Time: 3 hour(s)

Budgeting and Saving: Eliminating Debt

Course Code: budg02

Description: This course provides a guide to eliminating personal debt and rebuilding damaged credit.

Objectives:

Choose the best credit card for his/her needs
Avoid paying unnecessary fees and service charges
Minimize revolving debt
Rebuild damaged credit

Topics:

Understanding Credit Cards
Developing Smarter Credit Habits
Getting Out from Under Debt
Rebuilding Damaged Credit

Time: 3 hour(s)

Budgeting and Saving: Banking Basics

Course Code: budg03

Description: This course explains basic principles of consumer banking.

Objectives:

Avoid paying bank transaction fees and service charges
Explain how interest rates work
Negotiate better rates on accounts and loans
Compare banking options such as credit unions and other banks

Topics:

Avoiding Fees and Service Charges
Understanding Rates
Finding Better Rates
Considering Banking Options

Time: 3 hour(s)

Budgeting and Saving: Choosing Bank Accounts

Course Code: budg04

Description: This course explains how to choose checking accounts, savings accounts and certificates of deposit, and provides an introduction to online banking.

Objectives:

Choose the best checking account
Choose the best savings account and/or CD
Explain the advantages of online banking

Topics:

Understanding Checking Accounts
Choosing a Checking Account
Choosing Savings Accounts and CDs
Banking Online

Time: 3 hour(s)

Budgeting and Saving: Planning Your Retirement

Course Code: budg05

Description: This course provides an introduction to long-term investment strategy.

Objectives:

Explain investment terminology
Plan a personal investment strategy
Compare and choose among investment options such as stocks, bonds, and CDs

Topics:

Becoming an Informed Investor
Planning Your Investments
Planning for Retirement
Cashing In at Retirement

Time: 3 hour(s)

Budgeting and Saving: Making 401(k) Plans Work

Course Code: budg06

Description: This course explains how to take advantage of 401(k) saving plans.

Objectives:

Explain the benefits of investing in a 401(k) plan
Compare the 401(k) plan with other employer-provided investment options
Enroll in a 401(k) plan
Allocate 401(k) funds to maximize return and minimize risk

Topics:

Understanding 401(k) Plans
Maximizing Your 401(k) Benefits
Investing Online
Saving Over the Long Haul

Time: 3 hour(s)

Budgeting and Saving: Exploring Investment Options

Course Code: budg07

Description: This course provides a guide to investing in stocks and explains other investment options including bonds, mutual funds, and government investments.

Objectives:

Describe in basic terms how the stock market works
Pick stocks based on personal investment needs
Compare the advantages of stocks, bonds and mutual funds
Explain government investment options

Topics:

Investing in Stocks
Investing in Bonds and Mutual Funds
Investing with the Government